💸 How-To Guide
How to Send Money to/from Thailand
Compare transfer services, fees, and exchange rates — the smart expat's guide to international money transfers
Last updated: May 19, 2026
Transfer Services Compared
Wise (TransferWise)
Best overall option. Lowest fees, real exchange rate, easy app. Most expats' top choice.
1–2 business days Fee: 0.5–1.5%Rate: Mid-market rate
DeeMoney
Thai-licensed service. Good rates for sending FROM Thailand. Licensed by Bank of Thailand.
1–2 business days Fee: THB 250–500 flatRate: Competitive
Western Union
Fast but expensive. Available at 7-Eleven and post offices. Good for emergencies only.
Minutes to 3 days Fee: 3–8%Rate: Below market
Bangkok Bank Transfer
Traditional wire transfer. Reliable but slow and expensive. Requires Thai bank account.
3–5 business days Fee: 400–750 THB + intermediaryRate: Bank rate
Revolut / N26
European digital banks with excellent rates. Limited Thai Baht support but growing.
1–3 business days Fee: 0–1.5%Rate: Interbank rate
PayPal
Easy to use but expensive for currency conversion. Not recommended for large transfers.
3–5 business days Fee: 3–5% + conversion feeRate: Below market
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Last updated: May 19, 2026
Reviewed by Pattaya Knowledge Editors